QOHEL AFRICA SYSTEMS: MASTER TERMS OF SERVICE & END-USER LICENSE AGREEMENT

To the maximum extent permitted by applicable law, the Company, its subsidiaries, affiliates, directors, officers, employees, and the Management shall never be held liable to any User or third party for any direct, indirect, incidental, special, exemplary, punitive, or consequential damages whatsoever. This includes, but is not limited to, damages for loss of profits, loss of data, business interruption, loss of reputation, or financial losses arising out of or connected with the use, performance, or inability to use this digital portal, even if the Company has been advised of the possibility of such damages.

All digital interfaces, payment gateways, video streams, membership panels, and advisory contents are provided strictly on an “As-Is” and “As-Available” basis. The Company explicitly disclaims all warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The Company does not guarantee that the server hosting, database structures, or payment APIs will be uninterrupted, timely, secure, virus-free, or entirely error-free.

The User acknowledges that the Company utilizes external payment aggregators, international card checkout networks (e.g., Stripe), and local mobile money networks (e.g., Safaricom M-Pesa, pesapal, equity bank). The Company assumes zero liability for system communication timeouts, processing delays, network blackouts, uncompleted transactions, or compliance holds executed by external financial or telecommunications providers.

SLX operates under a strict, non-negotiable Single-Operator Sector Monopoly capping membership at exactly twenty (20) distinct professionals. The Company retains sole, absolute, and unreviewable discretion to classify and assign industry sectors. No User has a vested right to a sector designation. If the Company determines that a Member’s core business overlaps with a pre-existing monopoly seat, the Company reserves the right to immediately freeze or decline the subscription application with zero liability.

The SLX subscription fee is precisely KSh 20,000 per calendar month, due exactly every thirty (30) days from the initial timestamp of registration. The digital portal operates on a strict, automated 24-hour digital countdown. If the recurring subscription payment fails to clear on the exact renewal date due to insufficient funds, card rejection, network failure, or manual cancellation, the system will instantly and automatically revoke all platform permissions, log the account out, and terminate the seat. Management cannot manually alter or override this system ejection. The User explicitly waives any right to demand reinstatement or access past transaction histories once an automated ejection has been executed by the server code.

An SLX membership seat is a non-possessory, non-transferable personal license. A Member is permanently barred from selling, gifting, assigning, inheriting, or transferring their seat, position, or chapter number to a partner, colleague, family member, or third party. The moment a seat is vacated via automated lockout or voluntary exit, the digital engine instantly re-allocates that precise industry sector slot to the individual sitting at the absolute peak of the global chapter waitlist. The evicted member drops to the bottom of the open queue with zero legal recourse.

To systematically neutralize flight risk and financial bad actors who intend to abscond upon receiving early capital draws, the Strategic Light Exchange operates under a rigid Staged Milestone Retainage Model:
• Phase 1 (Months 1–5): Immediate liquidity release of KSh 50,000. The remaining KSh 150,000 is legally withheld by the Company and placed into a secure corporate escrow vault.
• Phase 2 (Months 6–15): Immediate liquidity release of KSh 100,000. The remaining KSh 100,000 is withheld and placed into corporate escrow.
• Phase 3 (Months 16–20): Full KSh 200,000 immediate payout.
• Escrow Maturity: All accumulated retained escrow balances are locked until Month 20, paid back only upon perfect monthly compliance.
• Forfeiture of Retained Funds: If a Phase 1 or Phase 2 winner experiences an automated system lockout or exits the group between their winning draw month and Month 20, they completely and permanently forfeit 100% of their accumulated escrow retainage.

TAB is a highly restricted, invitation-only forum capped strictly at ten (10) enterprise Chief Executive Officers. Clicking the gold “Request Invite” button authorizes Management to perform background audits, public corporate reviews, and status validations. Submission creates zero right or option of admission.

Upon receipt of an official corporate invitation letter, the required seat clearance fee of KSh 250,000 must be processed through the secure gateway to lock the slot. All TAB registration fees, seat allocations, and boardroom deposits are 100% non-refundable, non-creditable, and non-transferable under any condition.

TAB takes place strictly twice a year. All strategies, financial ledgers, structural vulnerabilities, and operational models shared within this room are bound by a permanent, life-long non-disclosure covenant. Any member who leaks or distributes TAB internal files faces immediate expulsion, a permanent ban, and a corporate lawsuit with liquidated damages at a minimum baseline of KSh 5,000,000.

Purchase of any Executive Program, masterclass, or consulting course grants the individual User a single, revocable, non-exclusive, non-transferable digital streaming license strictly for individual, internal educational use. Users are permanently barred from copying, reproducing, downloading, screen-recording, mirrors-streaming, broadcasting, or distributing any media asset.

The digital platform implements automated backend trackers monitoring concurrent account logins, geographic anomalies, and device metrics. If simultaneous multi-IP logins or web-scraping software are detected, the platform will instantly and permanently lock the account and terminate the profile with KSh 0 refund.

All individual general admission passes, VIP access tickets, and bulk B2B Institutional Ticket Block Allocations are completely non-refundable, non-exchangeable, and all sales are final.

All corporate sponsors who anchor The Wealth Convergence Summit agree to hand over all digital assets, company logos, director bios, and visual media copy to Management at least twenty-one (21) days prior to the summit execution date. Failure relieves the Company of branding deployment obligations, and fees remain 100% non-refundable.

By physically entering the premises of The Wealth Convergence Summit, all attendees, operators, sponsors, and speakers grant the Company an absolute, royalty-free, perpetual, global license to capture, record, edit, and broadcast their likeness, voice, and facial profiles in any promotional or future broadcast portfolios.

All incoming liquidity routed through the NGI sub-portal is explicitly classified as non-commercial, voluntary philanthropic donations, grants, or Corporate Social Responsibility (CSR) impact endowments. These financial contributions do not buy equity, commercial voting rights, or proprietary ownership parameters inside Qohel Africa Systems.

Legacy Lens Network operates strictly as a wholly-owned commercial media subsidiary of Qohel Africa Systems in strict compliance with the Constitution of Kenya, the Law of Contract Act, and the Copyright Act. All media dockets, marketing service agreements, and visual assets constitute legally binding commercial contracts under Kenyan law.

Prior to the deployment of any crew or equipment to a set, the client must officially execute and sign a Service Provider Agreement (SPA) immediately upon receipt of the official invoice. Formal execution serves as the definitive legal trigger required for any work to commence.

No camera lenses shall be uncapped, and no production crew shall deploy to any set until the client has successfully cleared either a 100% full upfront payment or a minimum 70% upfront mobilization deposit. Any outstanding 30% balance must be settled upon completion of raw filming and prior to the release of the final edited master assets.

Every commercial marketing or corporate production booking is strictly subject to an isolated, non-refundable Logistics and Mobilization Fee billed completely separate from core rates to cover transport, fuel, crew transit, on-location security, and physical equipment mobilization across the Nairobi perimeter or field sets.

Standard delivery window for premium marketing trailers and edited corporate briefs is fixed between 24 to 48 hours from wrap. Client requests for expedited 12-hour express delivery automatically activate a premium technical surcharge.

Aligning with Section 40 of the Constitution of Kenya and the Copyright Act, Qohel Africa Systems retains absolute ownership and intellectual property rights over all raw footage, unedited logs, b-roll files, and master audio cuts. Upon full balance clearance, the client receives a non-exclusive, perpetual commercial usage license for the finalized edited master assets only.

This entire Master Agreement, and any disputes arising directly or indirectly from its terms, shall be governed strictly by and construed in accordance with the laws of the Republic of Kenya, with exclusive arbitration occurring within the commercial courts of Nairobi.

If any specific clause, paragraph, or article of this contract is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, that individual provision shall be severed from the document, and the remaining provisions of these Terms and Conditions shall continue to walk in full force, authority, and effect like pure steel.